If you want a budget-friendly home, the Choice Home Warranty prices are the best option. A home warranty covers repairs for things like your fridge or air conditioner when they break. With Choice Home Warranty, you get peace of mind knowing unexpected repairs won’t hurt your wallet. They offer two simple plans to cover appliances and systems, along with additional options for enhanced coverage. In this article, we’ll explore Choice Home Warranty prices, what their plans cover, and how they save you money. Let’s dive in and see why so many homeowners trust them!
What Is a Home Warranty?
It provides a plan that helps cover the cost of repairs or replacements when home items break. For example, if your dishwasher stops working, a home protection plan can cover the fix. Choice Home Warranty prices are affordable, starting at about $45 a month. It makes it easier to handle unexpected repairs without incurring significant expenses. Moreover, their plans cover items such as HVAC, plumbing, and kitchen appliances. As a result, many people choose Choice Home Warranty for budget protection. They also have a big contractor network to fix things fast, which adds to your peace of mind.
Understanding Choice Home Warranty Prices
Choice Home Warranty’s prices are straightforward and transparent. They provide two plans: the Basic Plan and the Total Plan. On average, these plans cost between $45 and $55 a month. Additionally, you pay a service fee of about $100 each time a technician visits. This fee, also called a deductible, is standard for home warranties. Because their prices are competitive, many homeowners find Choice Home Warranty prices worth it for the coverage they get.
Choice Home Warranty Plans
Let’s look at each one to understand what you get for Choice Home Warranty prices.
Basic Plan
First, the Basic Plan costs around $46 a month. It encompasses essential systems, including heating, plumbing, and electrical systems. It also includes coverage for kitchen appliances, such as ovens and dishwashers. However, it doesn’t cover refrigerators or laundry appliances. Even so, this plan is excellent for people on a tight budget. For instance, after you pay the service charge, the plan covers repairs if your water heater breaks. Because of this, the Basic Plan is a well-liked option for reasonably priced home warranty coverage.
Total Plan
Next, the Total Plan costs about $55 a month. It includes everything in the Basic Plan, plus air conditioning, refrigerators, and laundry appliance coverage. It makes it perfect for homeowners who want more protection. For instance, if your washer stops working, the Total Plan has you covered. Additionally, Choice Home Warranty’s prices for this plan are only slightly higher, making it a great value. Due to its more exhaustive coverage, many people opt for the Total Plan for added peace of mind.
Add-On Coverage Options
Besides their main plans, Choice Home Warranty offers add-ons to customize your coverage. These extras let you protect more items in your home.
Pool and Spa Coverage
For example, you can add pool and spa coverage for a small extra monthly fee. It covers repairs for your pool or hot tub equipment. Since pools can be expensive to fix, this add-on is helpful. Choice Home Warranty prices for add-ons vary, but they’re usually affordable. As a result, you can tailor your plan to fit your home’s needs. This flexibility makes Choice Home Warranty a top pick for many.
Other Add-Ons
Additionally, Choice offers coverage for items such as a second refrigerator, well pump, or septic system. Each add-on has a coverage cap, like $500 for roof leaks or $250 for septic tank pumping. These options allow you to add repair coverage for specific items you value. For instance, if you have a standalone freezer, you can protect it. Because of these choices, Choice Home Warranty prices stay reasonable while giving you more protection.
Choice Home Warranty Service Fees
When you file a claim, you pay a service fee, also called a deductible. Choice Home Warranty prices include a $100 service fee per claim, though it can be as low as $65 with discounts. This fee goes to the technician who fixes your item. Therefore, Choice Home Warranty prices help you avoid hefty repair bills while keeping costs predictable and manageable.
How Much Does Choice Home Warranty Cost?
Choice Home Warranty prices range from $420 to $720 per year or $35 to $60 per month. The Basic Plan averages $46 monthly, while the Total Plan is about $55. Additionally, you pay a $100 service fee per claim. However, discounts can lower this to $65. For example, paying for a whole year upfront often gets you a free month. Moreover, multi-year plans can save you even more. Because of these options, Choice Home Warranty prices are some of the best home warranty prices around. It makes them an excellent choice for budget protection.
Is Choice Home Warranty Worth the Price?
Many wonder, “Is Choice Home Warranty worth the price?” The answer depends on your needs. If your home has older appliances or systems, a home warranty can save you money. For instance, fixing an HVAC system can cost thousands, but Choice Home Warranty prices cover repairs up to $3,000 per item. Additionally, their 24/7 claims service makes it easy to get help. However, some Choice Home Warranty reviews mention claims being denied due to pre-existing conditions. Even so, the affordable monthly fee and peace of mind make it a solid choice for many homeowners.
Choice Home Warranty Coverage
Choice Home Warranty coverage includes major systems and appliances. Let’s break it down.
System Coverage
First, system coverage includes HVAC, plumbing, and electrical coverage. For example, if your air conditioner breaks, Choice pays for repairs up to $3,000. It is higher than some competitors. Additionally, systems such as water heaters and garage door openers are also covered. Because these systems are expensive to fix, Choice Home Warranty prices offer excellent value. Their contractor network ensures fast, reliable repairs, so you don’t worry about finding help.
Appliance Coverage
Next, appliance coverage protects kitchen and laundry appliances. The Basic Plan covers ovens, dishwashers, and more. The Total Plan adds refrigerators and washers. For instance, if your fridge stops cooling, Choice covers the repair after your service fee. It saves you from significant out-of-pocket costs. As a result, Choice Home Warranty prices make appliance repairs affordable and stress-free.
Saving on Choice Home Warranty Costs
You can save money on Choice Home Warranty prices with wise choices. Here’s how.
Discounts and Promotions
First, Choice offers home warranty discounts, such as $50 off or a free month, when you pay annually. For example, paying upfront for a year can lower your monthly fee to about $35. Additionally, multi-year plans often offer larger savings. Because of these deals, Choice Home Warranty prices become even more affordable. Always check their website for the latest offers to get the best home warranty prices.
Compare Home Warranty Prices
Also, compare home warranty prices to find the best deal. Choice Home Warranty’s prices are competitive, but other companies may offer different coverage options. For instance, some charge lower service fees but have smaller coverage caps. By getting home warranty quotes from multiple providers, you can see if Choice fits your budget. This way, you ensure you’re getting the most value for your money.
Choice Home Warranty Reviews
Choice Home Warranty reviews are mixed but provide helpful insights. Many customers love the affordable Choice Home Warranty prices and fast 24/7 claims service. For example, some say filing claims online is easy, and technicians arrive quickly. However, others report issues, such as denied claims for pre-existing conditions. For instance, one review mentioned a delayed repair for a water heater. Even so, Choice has a 3.8-star rating on Trustpilot from nearly 45,000 reviews. Therefore, reading Choice Home Warranty reviews helps you decide if their plans are right for you.
Benefits of Choice Home Warranty
Choice Home Warranty offers a range of benefits with its pricing. Let’s explore why they’re a great choice.
Peace of Mind
First, a home warranty gives you peace of mind. Knowing your appliances and systems are covered saves you stress. For example, if your furnace breaks in winter, Choice handles the repair. This budget protection helps you avoid big bills. As a result, Choice Home Warranty prices are worth it for many homeowners who want security.
Large Contractor Network
Additionally, Choice has a contractor network of over 25,000 professionals. It means fast repairs when you need them. For instance, if your dishwasher breaks, Choice sends a licensed technician within 48 hours. Because of this, you don’t have to search for help yourself. Choice Home Warranty prices include access to this reliable network.
24/7 Claims Service
Moreover, Choice offers 24/7 claims service. You can file a claim anytime online or by calling 888-531-5403. They start working on your claim within four hours. For example, if your AC stops at midnight, you can get help right away. This quick response makes Choice Home Warranty prices an excellent value for busy homeowners.
Understanding Choice Home Warranty Fees
Choice Home Warranty prices include monthly premiums and service fees. The monthly fee, or premium, is what you pay for coverage. For example, the Basic Plan costs approximately $46 per month. The service fee is $100 per claim; however, discounts can reduce it to $65. Additionally, coverage caps limit repairs to $3,000 per item annually. For instance, roof leak coverage is capped at $500. Understanding Choice Home Warranty fees helps you plan your budget—this way, you know exactly what you’ll pay for repairs or replacements.
Conclusion
In summary, Choice Home Warranty prices offer affordable protection for your home. With plans starting at $45 a month, you get coverage for appliances and systems like HVAC and plumbing. Their add-ons allow you to customize your plan, and discounts help you save. Plus, the 24/7 claims service and extensive contractor network make repairs easy. While some reviews mention claim denials, many praise the low Choice Home Warranty prices and fast service. Ready to protect your home? Get a free quote today and enjoy peace of mind!
References
- Choice Home Warranty. (n.d.). Home Warranty Plans. Retrieved from https://www.choicehomewarranty.com
- U.S. News & World Report. (2025). Choice Home Warranty Review. Retrieved from https://www.usnews.com
- Today’s Homeowner. (2025). Choice Home Warranty Cost. Retrieved from https://todayshomeowner.com
- HomeGuide. (2024). How Much Does Choice Home Warranty Cost?. Retrieved from https://homeguide.com
- Trustpilot. (2025). Choice Home Warranty Reviews. Retrieved from https://www.trustpilot.com